RERA BRN 78108 · Dubai · Since 2022

Buying or selling in Dubai? I handle your deal personally, from the first call to the keys

The whole market, complex mortgages and support after you buy. Clients I started with in 2022 still work with me today.

Viktoriia Burmakina, real estate broker in Dubai
Viktoriia Burmakina · RERA BRN 78108

How I work

What working with me looks like

  1. 01

    The whole market, not just my listings

    Groups · portals · owners

    I search private broker groups, Property Finder, Bayut and Dubizzle, and go directly to owners. I show you what fits your brief, even when it is not one of my listings.

  2. 02

    Complex mortgages

    Five scenarios

    Moving a mortgage to another bank, financing the final 20/80 or 40/60 payment, clearing developer instalments and penalties before an NOC, mortgages for non-residents through UAE employment, equity release. I work with every bank in the UAE alongside trusted mortgage broker partners. I bought my own apartment with a mortgage too.

  3. 03

    I run the deal myself

    One person

    From the first call to the transfer you deal with me directly. There is no assistant or back office in between, so it is always clear who is responsible.

  4. 04

    I stay after the deal

    After the keys

    Developer payments, snagging, DEWA, gas and chiller connections, key handover, finding a tenant, resale. For property management I refer you to partners I trust.

More about me →

Mortgages

Complex mortgage scenarios

  1. 01Mortgage buyoutBuyout →Move your mortgage to another bank, or buy a property the seller still has a mortgage on
  2. 02Final 20/80, 40/60 payment20/80 · 40/60 →Finance the final payment to the developer at handover
  3. 03Instalments and penalties → NOCNOC →The buyer's mortgage clears the developer balance and penalties so the NOC can be issued
  4. 04Non-residentsNon-residents →Terms for non-residents, and how a UAE job changes them
  5. 05Equity releaseEquity →Borrow against your property, even if it is already mortgaged

Deals

Recent deals

  1. 01Peninsula Four, Business Bay3BR, Tower B, high floor5 300 000 AEDMortgage at 70% LTVApproved after an earlier bank refusal; the family bought in the city instead of settling for an off-plan compromise Read the story →
  2. 02Sobha Waves Grande2BR2 690 000 AEDMortgage deal, end to endBoth sides satisfied Read the story →
  3. 03Seslia Tower1BRAfter-sale supportFrom purchase to a furnished, tenanted apartment Read the story →
  4. 04Address Residences, Dubai Creek HarbourSky Villas Collection · 2BR, sea and Burj Khalifa views6 000 000 AEDRelocation purchase with a post-handover planThe family now lives in Dubai Read the story →
All deals →

For brokers

Colleagues: my stock and your buyers

Exclusives and owner listings. Each side takes its own commission.

Resources

Check it yourself

  1. 01Service Charge Index (Mollak) ↗Open the index on the DLD website → Search by project name or Title Deed number → See the approved service charge per sq ft
  2. 02Escrow, inspections, construction stage ↗Install the Dubai REST app → Open Project Status (Mashrooi) → Check completion, planned handover, last inspection date and escrow account details
  3. 03Verify a brokerOpen the Dubai REST app → RERA → Validate E-Card or Find Brokers → Enter the broker's BRN or scan the QR on the card
  4. 04Verify a listing (Madmoun)Find the Madmoun QR code on the listing → Scan it with your phone camera → Check that the listing, broker and permit are valid
  5. 05UAE Golden Visa Through Property: 2026 RequirementsGuide
  6. 06Low Bank Valuation in Dubai: How to Handle a Valuation GapGuide
  7. 07Snagging in Dubai: How to Inspect Your Unit Before HandoverGuide
All resources and guides →

Telegram · Instagram

Launches and market news on my Telegram channel

I write there about new launches, rule changes and what I see in my own deals. The channel is in Russian.

WhatsAppMortgage
UAE number+971 52 277 7839Russian number+7 960 752-66-66Handy if you are calling from Russia

Replies on Dubai time (GMT+4)